5 Ways To Watch Your Budget

Everyday spend on groceries, household necessities, and bills quickly add up. Use these tricks to stay on track with your budget. 

Combining Rewards & Sales

New clothing for the family can become rather costly if you don’t seek out sales and discounts. One way to save money on new apparel is to combine membership perks with store sales. Many clothing retailers will reward their customers with 10-30% off coupons and/or rewards dollars. If you stack these coupons and rewards with in-store sales and clearance prices, you could walk out saving over 50% on MSRP. However, you do need to be vigilant in your planning. Many sales will not last longer than a week and your coupons may have certain stipulations.

Dollar Store Savings

Stock up on your favorite cleaning products at the local dollar store. Many dollar stores carry name brand products as well as products that are comparable. Plus, you can usually find sponges, dusters, mops and more at deep discounts. If you can’t find all that you are looking for there, remember to use your weekly coupon inserts to save on name brand products.

You can also amp up your organization for a small amount by purchasing your storage bins and space-saver bags at the dollar store. This initial investment will also help keep you organized over the years, as you can reuse theses bins and bags throughout the year. Many of the larger stores will also carry shelves, desks, and small cabinets to help you reorganize your living spaces. 

Special Online Offers

The local parks are a great, free place to entertain the kids for hours. Plus, you can pack a cheap picnic and avoid spending money eating out.  If you’re looking for new experiences in your town, check deal sites like Groupon and LivingSocial for great local savings. You can find activities for the whole family: couples, small children, teens, and friends. Try out a new restaurant in town or the new bounce house down the street without worrying about breaking your budget. 

Create Budget in Excel

You need a budget in order to watch a budget.  The Finanace Genie has a step by step guide to creating a budget template in excel.  Creating and managing a budget spreadsheet is the easiest way to see where your money is being spent and ultimately how much money is being saved.

Extra Savings with Discounted Gift Cards

To boost your savings even further, use discounted gift cards to save up to 30% on your everyday purchases. Yes, you can combine these discounts with discounts already listed in stores! If you frequent a certain grocery store, major retailer or restaurant, snag a gift card from Gift Card Granny before you head out shopping.  It is an easy way to keep extra cash in your pocket before you even leave the house!