Mastercard Gift Card for Charity: How to Donate and Make a Difference

It always feels good to make a positive impact in the lives of others who may be facing more difficulties than you, and making a generous donation to a charity that you care about is one simple way you can shed some light in another person’s life. From providers of food and personal care products to shelters for folks without homes, there are so many different charities out there that seek to improve the livelihoods of folks from all backgrounds. 

Whether you want to make a donation to a medical charity or want to help children who do not have homes, you should feel good knowing that your money is going to have a positive impact on the world around you. Participating in something as altruistic as giving to charity is certainly one way to make a difference, and there are many ways in which you can give back to members of your community. Monetary donations are always appreciated by charities so that they may afford the supplies they need, most of which are given via cash or written checks. That does not mean donations cannot be made through other means, such as with Mastercard gift cards. 

Using a Mastercard gift card for non-profit organizations is a great use of a gift card and guarantees that someone else’s nice gesture is going towards a good cause. The entire amount of a Mastercard gift card can be spent or only a portion – any amount will be beneficial to the charity you choose. 

Here are some answers we have provided to common questions folks have regarding using Mastercard gift cards for charitable giving:

Q: Can I choose which charity to donate to with a Mastercard gift card?

A: Yes, you are always able to choose the charity that you give to when you use a Mastercard gift card. All you need to do is pick a charity that you wish to donate to and, when filling out your payment method, enter your Mastercard gift card information just as you would when entering debit or credit card information. 

Q: How can I track my charitable giving with a Mastercard gift card?

A: Unless you make a habit of documenting each donation you make using your Mastercard gift card on old-fashioned pen and paper, you can easily find out your transaction history by completing a Mastercard gift card balance check. Not only will this bring up your available balance, but you will also be able to access previous purchases made using your Mastercard gift card. If you have only been using your gift card to make charitable donations, then all of your past transactions will be what you have spent giving to different charities and other non-profits. 

Q: Can I get a tax deduction for donating with a Mastercard gift card?

A: Residents of the U.S. should be aware that any donations made to 501(c)(3) organizations are generally tax deductible, but it is imperative you check with a tax professional to ensure everything is correct. While Mastercard does not provide receipts, you may receive a confirmation email directly from the charity to serve as your proof of donation and confirms that no goods or services were received. 

Q: Are there any fees for using a Mastercard gift card for charitable giving?

There are no fees applied to your Mastercard gift card when you choose to give to charity. It is important to remember that there may be some deductions from your donation amount to cover standard card processing fees. Common fees for Mastercard gift cards include the initial activation fee upon purchase and an inactivity fee for gift cards that have not been used for over a twelve month period. 

There are many charities out there that accept food, clothes, and medical supplies as donations, but you may not always have those items on hand. Monetary donations are never a bad idea for essentially any charity, as your funds can help them purchase the necessary items they need to provide critical services. 

How Do I Donate to Charity with a Mastercard Gift Card?

There is no real trick to donating to a charity of your choice with a Mastercard gift card – you can simply pick a charity that resonates with you and make a donation using your Mastercard gift card as your source of payment. Electronic transactions are quite popular in most businesses, and even non-profit organizations usually have a way to process electronic payments, meaning you should be able to use your Mastercard gift card with no issue. If the charity you are donating to has an online platform, then you can easily make a payment online and enter your Mastercard gift card information in the billing section to ensure the gift card gets charged. 

For donations to charities that are based online or accept online payments, you will want to make sure that you have your Mastercard gift card information on hand since you will need it to complete the transaction. The 16-digit gift card number, the 3-digit security code, and the expiration date are all needed to make the donation. 

Before you can donate using a Mastercard gift card, you will need to make sure that the gift card is activated. Your donation cannot go through if the gift card has not been activated, either by the recipient of the gift card or by the retailer who sold the gift card. Once that is complete, the gift card can be used to make donations online and in-person. There are even some apps and platforms that enable the change from transactions made using your Mastercard gift card to be automatically donated to charities. 

Mastercard gift card donations are not difficult to make and should require no more effort than completing a regular transaction at a business or online shop. Anyone is free to use their Mastercard gift card to make charitable donations, and nothing quite beats the satisfaction of knowing an action you have taken made a positive impact in somebody else’s life. 

Mastercard Donate App

If you want a convenient, fast way to give donations to charities that mean a lot to you, then you should definitely check out the Mastercard Donate app. This app is available for download on smart devices and allows the user to easily give funds to any charities that are available through the app. 

While you do not technically need a Mastercard to donate using the Mastercard Donate app, if you have some form of prepaid Mastercard gift card on hand, you can definitely use that card to make payments in addition to Mastercard credit and debit cards. Visa and American Express cards will work as well. 

In order to donate through the Mastercard Donate app, you will need to register for an account. It should also be noted that a minimum donation of one dollar is necessary to donate for one-time donations. If you register for round-up donations, which are donations taken from the remaining change of previous transactions, a minimum of one dollar must be reached each month in order for a donation to be made. Without enough funds, your accumulated amounts for the current month will roll over to the next month until you reach at least one dollar in collective funds for a given month. 

One-time donations are immediately charged to your card by the charity you choose. Donations that are rounded-up are charged on the third day of each month for the accumulated donations of the previous months. 

Any donations that you choose to give through the Mastercard Donate app will not require you to pay additional fees, but there will be applicable fees deducted from your donation to cover standard card processing fees. For donations made to charities through the American Online Giving Foundation (AOGF), a 2.9% administrative fee will be deducted from your donation by the AOGF. 

If you believe that the Mastercard Donate app is something you would be interested in, definitely check it out to see if it is right for you. Mastercard Donate provides a super simple way to make one-time and recurring donations to a variety of verified charitable organizations, helping you keep track of the charities you donate to. 

Buy Mastercard Gift Cards on Gift Card Granny

Gift Card Granny primarily sells a range of gift cards for national and local retailers for a broad assortment of categories including restaurants, movie theaters, department stores, supermarkets, and online businesses. Retail gift cards purchased via Gift Card Granny will earn shoppers a specific amount of cash back that corresponds with the gift card’s value, meaning the more gift cards you buy, the more savings you will collect. 

While the gift card options available on Gift Card Granny are definitely worth checking out, you can also purchase Mastercard gift cards to be delivered to your desired recipient. Gift Card Granny provides Mastercard gift cards that will work in any situation – browse custom Mastercard gift cards, predesigned Mastercard gift cards, Mastercard business reward cards, and virtual Mastercard e-gift cards. Who you are buying for and how you plan to deliver the gift card to your recipient will impact which variation of Mastercard gift card you choose to purchase. If it is for a coworker or distant friend, then a Mastercard gift card with a simple design may be best; if buying for a close family member or anyone who means a lot to you, you may want to go with a card option you can personalize, like the custom Mastercard gift card. No matter which gift card you choose, you will always be able to enjoy the full capabilities of a Mastercard gift card  

Buy a Mastercard gift card

Buy a Mastercard gift card

The activation fee for Mastercard gift cards available at Gift Card Granny are as follows:

  • Mastercard gift cards with a value of $10.00 to $74.99 have a $2.95 fee
  • Mastercard gift cards with a value of $75.00 to $149.99 have a $3.95 fee
  • Mastercard gift cards with a value of $150.00 to $249.99 have a $4.95 fee
  • Mastercard gift cards with a value of $250.00 to $349.99 have a $5.95 fee
  • Mastercard gift cards with a value of $350.00 to $500.00 have a $6.95 fee


Gift cards can be used for a lot more than simply spending money on things you want for yourself – you can do so much good with the swipe of a plastic card by giving to charities that are important to you. Making a donation with a Mastercard gift card is an uncomplicated, quick process that will not take you longer than a few moments, meaning you will not have to sacrifice any time to lend a hand to those in need in your community. 

Knowing that you have the power to positively influence the world around you must feel quite inspiring, so don’t waste another second and make a donation to a charitable cause today using your Mastercard gift card. You may not be able to appreciate the full impact of your gesture, but it will certainly make a difference for many other folks, and that should be all the motivation you need to get started.