What are the Benefits of Using a Mastercard Gift Card?

Gift cards are a common gift to celebrate any occasion. Cash (or a cash alternative) is an amazing gift. Throwing in a Mastercard gift card along with a card and a nice note is a pleasant gift instead of another check or crisp bill. The checks are deposited into the bank, and the cash is usually placed into a big pile. Mastercard gift cards, on the other hand, have customization options to give your gift a unique twist. If you’re wondering why to use a Mastercard gift card, one reason is to give a gift that they will remember! Before we get into the article, let’s talk about what Gift Card Granny brings to the table! 

Earn Cash Back On Gift Cards with Gift Card Granny

As a quick reminder, we’ve pointed out all of the retailers on this list that you can find on Gift Card Granny as of this writing. Gift Card Granny makes it easy to buy and send customized gift cards online and earn cash back while you do. Gift Card Granny carries thousands of local and national brands, including Visa gift cards, Mastercard gift cards, and gift cards for many amazing retailers.

Text eGift Cards on GiftYa

Another popular gift-giving site is GiftYa, which also offers customizable eGift cards! GiftYa lets you add custom photos or videos to all your gifts in the form of a virtual gift wrapper. A GiftYa can be sent by text or email, so the gift is always delivered within minutes. You can also schedule the gift to be sent on a specific date, such as a birthday or holiday. With over 16,000 local merchants and 280 national merchants usable at over 230k locations across the US, you can find the perfect gift for anyone!

Gift cards usually come in a little box, but you can always spruce it up and turn the packaging into something awesome! There are tons of ways to decorate your Mastercard gift card and make the packaging part of the gift. 

Benefits of Using a Mastercard Gift Card

Mastercard gift cards are excellent. While they are a common gift, nothing is stopping you from purchasing one for yourself! You can, at any time, purchase a Mastercard gift card at a custom value for your own use. Prepaid gift cards are excellent alternatives to carrying around a credit or debit card, especially if you want to travel light or are otherwise worried about losing your wallet. They are also great ways to budget. Mastercard gift cards help if you know your budget for a particular excursion and worry about overspending. In this section, we will discuss all the benefits of using a Mastercard gift card. Let’s get to it!

Mastercard Gift Cards Make Great Gifts

First things first, Mastercard gift cards are fantastic gifts. Getting a traditional gift is awesome, but it is often rather challenging to pick out a gift confident that your recipient will love it. Monetary gifts are practical, and, while they lack the personal touch of other gifts, there is a lot you can do to personalize the card for your friend. 

You can customize a Mastercard gift card at Gift Card Granny with a photo and a message line. You can find a fun photo of them or something silly and add it to the card along with a fun message. Our favorite addition to Mastercard gift card gifts is a message suggesting ways to spend the card. Here are some of our favorite possibilities. 

  • Food and Restaurants. Food is a classic gift, and one of the advantages of using a Mastercard gift card is that it lets them make the final decision on how to spend it.
  • Clothes Shopping. Clothes shopping is, for some, a necessary evil. A Mastercard gift card towards clothes helps your friend get the clothing items that they need to keep their wardrobe stocked. A prepaid card lets them go from place to place, which we know is almost always a necessity before you find the right items. 
  • Entertainment. There are so many fun things to do, from axe throwing to go-kart racing. One of the reasons why you should use a Mastercard gift card when giving a gift like this is that it lets them choose where to spend it instead of you making the decision for them. 
  • Drinks. Last but not least we have drinks! Drinks are expensive. Anyone who gets coffee or a drink after work each night knows that it is a considerable piece of any budget. There is nothing better than saying “Drinks are on me!” and buying a round for friends with a Mastercard gift card. 

Budgeting Monthly Purchases

One of the benefits of using a Mastercard gift card comes when you are budgeting monthly purchases. Budgets are an amazing way to keep track of your spending, but while they look good on paper, it is challenging to follow them month after month. If you find that there’s a piece of your budget that often gives you trouble, consider using a Mastercard gift card as an additional obstacle to keep you on track. You’ll get a big reminder when you look at the balance of your Mastercard each month, and you can use whatever you have leftover as a bonus for the next month. 

Mastercard Gift Cards are Usable in Any Store

Flexibility is perhaps the biggest advantage of using a Mastercard gift card. You can take them to any store and use them like a regular debit card. You can check your balance at any time and use the last few dollars left over with ease as long as you have another form of payment on hand. The major downside to these cards is that you cannot recharge them with more money. There is a different card called a Prepaid Mastercard which lets you load money as you desire. The prepaid card is excellent for budgeting purposes, but Mastercard gift cards are best for gift-giving. 

Few Fees on Mastercard Gift Cards

There is a small activation fee on Mastercard gift cards, but there is no fee associated with making purchases online or in-store. Utilizing a Mastercard gift card is as easy as carrying around cash and a lot less hassle!

When is the last time you received a Mastercard gift card? If you remember how you spend it, you can suggest that to your friend as a possible outlet for their new card. 

How to Activate a Mastercard Gift Card

You can activate your gift card here or call the toll-free number on the back of the card (1-833-623-4266). Once you activate your card, you are good to go with your purchases. Activation is essential before you try to use your card online. On the topic of using your gift card online, here are the steps to make sure your purchase goes through when using the Mastercard gift card online: 

  • Ensure the balance of your card is greater than the cost of your purchase, including taxes and fees. 
  • Select Credit or Debit as the payment method, not Gift Card
  • Enter the card information as you would a credit or debit card. 
  • Fill in your name and address in the Billing Address section, and then you should be good to go!

Once your card is active, you can use it however you wish. Happy shopping! 

Mastercard Gift Cards

There are some people who think: “Why use a Mastercard gift card?” Thinking that it is basically the same as carrying around cash with a few extra steps. While these gift cards function similarly to cash, we hope that we’ve convinced you of the benefits of using a Mastercard gift card. In this final section, we will break down when to gift and when to buy a Mastercard gift card for yourself. Gift cards are often thought of as gifts for birthdays, graduations, and other celebrations. There’s nothing stopping you from purchasing one for yourself! Treating yourself to a Mastercard gift card lets you spend it on something exciting that’s just for you. 

When to Gift a Mastercard Gift Card

We believe that there are benefits to using a Mastercard gift card in almost any situation. You can customize your card and send it to friends and family to wish them well and to celebrate any occasion. There are a lot of people who would appreciate a monetary gift for their next celebration. The holidays, for instance, are an unfortunate cause of stress for many people because of how hard it is to create a budget when considering all the gifts they need to purchase. If your gift to them is a Mastercard gift card it helps them alleviate the strain on their budget at the end of the year and hopefully lets them stay in a merry and festive mood!

When to Buy a Mastercard Gift Card

The advantages of using a Mastercard gift card for yourself all revolve around treating yourself to something nice. If you feel like celebrating, you can purchase a card for yourself and plan a day where you take it to celebrate, using it as an incentive to get out there and celebrate instead of letting the occasion pass you buy, They are great for budgeting, as you have no way of spending more than is on the card unless you bring in a secondary method of payment. These cards are great for going out where you would rather not carry around a wallet full of cash or your valuable credit and debit cards. 

What’s your favorite benefit of using a Mastercard gift card? 

These are the Benefits of Using a Mastercard Gift Card

There are many advantages to using a Mastercard gift card. We hope that this article has helped you figure out where you may use Mastercard gift cards in the future for gift-giving as well as in your own life. Mastercard gift cards are amazing for their flexibility, but if you have a particular store in mind you can browse for it on Gift Card Granny. We have loads of retailers for you to choose from and you can earn cash back on all your purchases!

FAQ: Advantages of Using a Mastercard Gift Card

What are the benefits of a Mastercard gift card?

Mastercard gift cards are amazing ways to give personalizable preloaded cards to friends and family. Users with a Mastercard gift card can spend them in any store that accepts Mastercard credit cards until the prepaid funds are used up. 

Why should I use a Mastercard gift card?

Mastercard gift card benefits include nationwide acceptance in almost every retailer. Traveling with a prepaid card is an excellent alternative to cash or a credit card. 

Can I get rewards for using a Mastercard gift card?

Gift cards are similar to cash in many retailers, so you will not earn rewards for using a Mastercard gift card. 

How does a Mastercard gift card compare to cash?

One-to-one! There are no fees for using a Mastercard gift card, so all the cash you put into the card is spendable in-store or online. 

What are the drawbacks of using a Mastercard gift card?

The main drawback to Mastercard gift cards is making purchases with them when they don’t cover the total. With a few exceptions, Mastercard gift cards cannot be used online when the balance is less than the bill. In-store, these can be used by splitting the bill so you finish the funds on the card before moving to another payment method.