How to Check Your Visa Gift Card Balance
If you aren’t familiar with all the fuss and features that come alongside Visa gift cards, then you are missing out on a lot to get excited about. Visa gift cards stand out from their retail gift card counterparts in a lot of major ways, and it’s well past time for you to get acquainted with all the great qualities these gift cards have to offer.
If you receive a Visa gift card as a gift, you should definitely know that these gift cards can be used as payment practically anywhere, so long as they accept payments from major credit card companies. Visa gift cards are basically interchangeable with cash, just minus the physical dollar bills and coins. Of course, it’s helpful to know exactly how much is on your Visa gift card before you use it; there’s nothing fun about being caught off-guard because you got surprised with an unexpected bill to pay, after all.
In this article, we are going to dive into the many features of Visa gift cards and how you can easily check your Visa gift card balance from anywhere, at any time. Some of the points we will be addressing include how to check Visa gift card balance, as well as the following questions:
- How do I check my Visa gift card balance on my phone?
- How do I transfer my Visa gift card balance to my bank account?
- How long do Visa gift cards last?
- Can I check my Visa gift card balance without the card number?
How Do You Know Your Visa Gift Card Balance?
The great thing about receiving a Visa gift card as a gift is that there is usually some additional card provided informing you of how much value is on the Visa gift card. As a gift recipient, it’s important that you know the amount that your gift card is worth, so be sure to keep an eye out for an extra card or receipt tucked away somewhere telling you how much your Visa gift card is worth.
Of course, once you begin using your Visa gift card, it can be difficult to keep track of the remaining balance, especially if you aren’t one for collecting receipts from every purchase you make. Fortunately, there are many ways to find out how much is left on your Visa gift card so that you know what to expect the next time you use it.
A Visa gift card balance check can be easily accomplished by looking at the back of your Visa gift card and locating the toll-free number. By calling this number, you will be connected to a line where you can give relevant card information and, once confirmed, will receive information pertaining to your remaining balance. Remember, your card must actually be activated in order to retrieve your balance.
In order to check your Visa gift card balance over the phone, follow these simple steps:
- Call the toll-free Visa gift card phone number 855-660-6847
- Select “Option #2” from the menu
- Enter in your 16-digit card number when prompted
- Enter in your 3-digit security code when prompted
You may also perform a virtual Visa gift card balance lookup by visiting the website of the card issuer and entering in the sixteen-digit number and security code on the back of your card. It’s a super convenient way of accessing your Visa gift card balance online and is perfect for folks who would rather avoid talking on the phone. As a matter of fact, Gift Card Granny offers a completely free to use tool to perform a Visa gift card balance inquiry for prepaid and virtual cards.
If you are wondering if you can check your Visa gift card balance without the card number, know that there is very little you can do if you do not have the physical card or card number for reference. In order to look up the amount registered on your Visa gift card, you need to have the relevant card number and security code on hand, otherwise there is no way of distinguishing your card from the millions of others. Be sure to store your Visa gift card in a safe place so that you can always have it for reference.
Having a Visa gift card balance is a wonderful thing for shoppers of all ages, but it’s only truly worthwhile when you know how to use it.
How Do You Check Your Visa Gift Card Balance on Your Phone and on Amazon?
If you are looking for a Visa gift card balance app to find out how much value is left on your prepaid card from the convenience of your smartphone, there is an official Visa app that allows you to keep track of all of your accounts with Visa. You can also check your Visa gift card balance on apps that aren’t directly affiliated with Visa, such as the prepaid Visa gift card issuer’s own mobile app. That means if you bought your prepaid Visa gift card from a certain retailer, there’s a good chance you can check the remaining balance on the official app.
For any folks who are fans of the Amazon app, you will be pleased to know that it is extremely easy to transfer funds from your prepaid Visa gift card to your Amazon account. This is particularly useful for those who have several Visa gift cards with a range of different balances remaining on each. Instead of having to keep track of various small balances, transferring them to a collective Amazon balance makes online shopping way more convenient. Keeping track of the total value of your Visa gift cards on Amazon is easy when their funds are combined.
Not sure how to add funds to your Amazon account with a Visa gift card? Just follow these simple steps:
- Go to “Amazon Reload”
- Enter the amount of your Visa gift card into the custom amount box
- Once you are at the ‘Choose a payment method’ step, click ‘Add a credit or debit card’ in the payment methods box.
- Once prompted to add your card, enter your Visa gift card information in the specified fields and click ‘Add your card.’
- Select the Visa gift card you just added as your payment method. For the billing address, Visa gift cards purchased via Gift Card Granny may have your normal Amazon account billing or shipping address.
- Make sure to review and confirm the amount you will be loading onto your Amazon gift card balance. Once you are certain all the information you entered is correct, click ‘Place your order’ and you are finished.
After you complete all of these steps, you can expect your Visa gift card funds to be applied to your Amazon account.
Getting a Refund for Your Prepaid Visa Gift Card
Like most merchandise, refunds for purchases made with prepaid Visa gift cards exist, though the exact terms and conditions will depend on the issuing merchant and their rules regarding refunds. For a full Visa gift card balance refund, you need to determine the refund policy set by the company that issued the card, as well as for the establishment where you made the initial purchase.
Once you confirm that you can go about getting a refund, it is important to gather up any related documents and receipts. You can then proceed to the retailer you made the purchase from and ask the store associate when you can expect to see your refund go through. If you do not see the refund on your account after seven business days, it would be best to give the company a call to find out what happened.
Refunds for online purchases can be approached in a similar way, but instead of going to a physical retail outlet, you will have to contact a customer service representative. If you need to return an item in the mail, then you will have to set up a return with the company, which may be accomplished through either an online return center or contacting their customer service department.
How Long Do Visa Gift Cards Last?
Fortunately for consumers of Visa gift cards, federal and state laws prohibit gift cards from expiring for quite a while after their initial date of purchase. If you are wondering how long do Visa gift cards last, know that you typically have five years until you are at risk of Visa gift card balance expiration.
It should also be noted, however, that just because you have five years to use your Visa gift card balance does not mean you might not run into trouble with inactivity fees. Depending on the retailer you purchase your Visa gift card from, there will be different conditions and rules set by the business. This means you may start seeing charges to your Visa gift card balance after a prolonged duration of time.
Transfer Visa Gift Card Balance to Your Bank Account
If you aren’t someone who likes to use or pay with gift cards and fear that your Visa gift card balance may end up expiring or incurring fees due to dormancy, then you may want to consider transferring your Visa gift card balance directly to your bank account. This can be done in a variety of ways, from loading the funds of your Visa gift card into your account at a local ATM or utilizing an app that is connected to your bank account.
PayPal and Venmo are two popular payment apps that you could theoretically use to transfer your prepaid Visa gift card funds directly to a bank account you have registered to the app. If that isn’t something you feel comfortable doing or prefer to avoid using apps, then it is possible to get a voucher for money from a gift card exchange kiosk or similar service and deposit the funds from the voucher into your account.
Gift card balances aren’t particularly useful if you never use gift cards for payment, so transferring your Visa gift card balance funds into your bank account is a great way to ensure you don’t let a good gift go to waste.
Now that you know how to comfortably check your Visa gift card balance and how to navigate different scenarios with your prepaid Visa gift card, you can freely use your Visa gift card for all of your shopping needs!