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Card balance can only be used to buy goods or services at Overstock.com under the “Shopping Tab” at Overstock.com. Card balance cannot be used to purchase other gift cards or any other goods or services so designated in the terms and conditions for purchases from Overstock.com. Not redeemable for cash except as required by law. Not a credit or debit card. Not reloadable. Safeguard the card – it will not be replaced or replenished if lost, stolen or used without authorization. CardFact V, Inc. is the card issuer and sole obligor to the card owner. CardFact V, Inc. may delegate its issuer obligations to an assignee, without recourse. If delegated, the assignee, and not CardFact V, Inc., will be the sole obligor to card owner. For complete terms, balance and other inquires, visit Overstock.com/gift-card/terms or call 1-800-843-2446. Purchase, use or acceptance of card constitutes acceptance of these terms.