How Much Are Visa Gift Card Fees

Visa gift cards make a great gift. You can use them anywhere that accepts Visa including restaurants, gas stations, department stores and more. However, it’s important to realize there is a fee associated with purchasing a Visa gift card.

Do All Visa Gift Cards Have A Fee

Yes; the fee is based on the gift card’s value.

• Gift card values from $10.00 to $74.99 have a $2.95 fee.
• Gift card values from $75.00 to $149.99 have a $3.95 fee.
• Gift card values from $150 to $249.99 have a $4.95 fee.
• Gift card values from $250.00 to $349.99 have a $5.95 fee.
• Gift card values from $350.00 to $500.00 have a $6.95 fee.

Can Fees Vary Based On Where I Purchase My Visa Gift Card

While standard fees are listed above, you will pay more for store specific Visa gift cards. For example, a Target Visa $50 gift card has a $5 activation fee. While a $50 Walmart Visa gift card has a $3.88 activation fee.

Where Can I Buy A Visa Gift Card

Visa gift cards can be purchased in many denominations at convenience stores, gas stations, grocery stores or drug stores. They can also be purchased online or in select banks.

Do Visa Gift Cards Expire

While the funds on the gift card won’t expire, it’s important to know that the plastic card will. If this occurs, the gift card owner will need to ask for a replacement gift card. The remaining balance of the expired gift card will then be transferred to the new gift card. Be mindful that there usually is an additional fee for inactivity; this is subtracted from the balance of the card. A fee will occur if the card isn’t used a year after activating. Remember to make a purchase within the year of your last purchase since there is a non-use fee as well.