Want to know a little known fact? You can shop online with a Visa gift card. So if you recently received a Visa gift card and want to redeem it for online purchases but aren't sure how it works, read this quick quide for how to's and helpful tips.
While you can shop online with a Visa gift card, you should be aware of common problems that may occur. Here’s what you should do before attempting to make an online purchase with a Visa gift card.
Your Visa gift card must be activated in order to be used for purchases either online or in-store. Depending on where the gift card was purchased, you will have to activate your card on the issuing bank or provider's website or call the toll free number listed on the back of your card.
Card recipients should go online to register the card. Why? This ensures a name and address is linked to the card. When an order is placed, stores often use an Address Verification System to verify the card matches the billing address. This process helps restrict fraudulent activity associated with a lost or stolen card.
Be aware that certain stores require an exact amount or more on the card in order to complete the transaction. If the card does not have sufficient funds you may be out of luck unless a store allows you to apply a gift card balance to a purchase.
Sometimes there are stores that restrict the use of pre-paid gift cards. This can often be found with any sort of monthly subscription charge.
Have you successfully (or unsuccessfully) used your Visa gift card online? If so, let us know in the comments below.